Cool Aid Program
COOL AID PROGRAM gets fans and air conditioners to needy individuals. On hot, hot days and nights, this ministry saves lives. If you need a fan or air conditioner, contact Dwight Ogleton at 615-818-2459 or 615-895-8555. If you would donate an air conditioner or fan, contact Dwight Ogleton (same phone numbers). If you wish to make a financial contribution to the COOL AID PROGRAM, go by FirstBank (615 Memorial Blvd.) and tell them you have a gift for COOL AID. READ MORE »

Dan Whittle photo exhibit at Arts Center of Cannon County
May 25-June 30, 2012 Dan Whittle's photo art is on display at the Arts Center of Cannon County (1424 John Bragg Highway in neighboring Woodbury). Admission is free to the Marly Berger Gallery. This well known journalist-photographer-author has creative nature photos and captures life in action through the lens of his camera. In addition to the exhibit, the public is invited to a reception honoring Mr. Whittle on Friday, May 25, 2012, from 5-7PM at the Cannon County Arts Center. For more information, phone 615-563-ARTS (2787). READ MORE »

Dance Camp
Mon-Fri (July 9-13, 2012) Summer Dance Camp at the Springhouse Worship and Arts Center (14119 Old Nashville Highway; Smyrna, TN; same as Lamplighters Theatre). Fee is $150 per student, if you register before July 2nd. ($170 after that date). On site registration is also available. Phone 615-852-8499 for more information. READ MORE »

Greenway 100 (walk 100 miles in 1-year)
any day (between now May 19, 2013) sunrise-sunset GREENWAY 100 with a walk, run, bike, hop or crawl the Greenway Get a cool T-shirt and more by walking 100-miles in one-year. This year long campaign is created to help you get fit. There is a $10 application fee. Phone 615-893-2141. READ MORE »

International FolkFest
Sun-Sun (June 10-17, 2012) INTERNATIONAL FOLKFEST as our own Cripple Creek Cloggers and founder Steve Cates welcome dance groups from around the world to Murfreesboro and the mid-state area. This year Martinique, Belgium, Austria, and the Czech Republic will be in the Heart of Tennessee. There are numerous volunteer opportunities. See the FolkFest website: http://www.mboro-international-folkfest.org 7PM Wed. (6/13) at Central Christian Church 404 E. Main St., Murfreesboro); 7PM Thu. (6/14) at Manchester Arts Center (128 E. Main. St., Manchester) admission $10; 7PM Fri. (6/14) at Patterson Center (521 Mercury Blvd., Murfreesboro) $5 admission; Sat. (6/15) 8:30AM-1PM stage on the east side of historic Murfreesboro square, free performance, opportunity to talk with visitors and learn about their country. READ MORE »

Middle Half Marathon
Sat. (Oct. 13, 2012) 7AM 6th Annual Middle Half Marathon and Murph's Fun Run. The 13.1-mile course starts and stops at MTSU's Dean Hayes Track and Soccer Stadium and the course is around the beautiful flat and tree-lined Murfreesboro historic district. The Murfreesboro Half Marathon course has been certified as accurate in measurement according to the standards adopted by the USATF Road Running Technical Council. Remember, last years 2,500 max was reached in 11 days. NOTICE: Registration begins 8AM on June 1st (nothing before that). Go to www.themiddlehalf.com. READ MORE »

Nikki Giovanni: "Life in the Bottoms"
Tue (May 29, 2012) 5:30PM Renowned social activist and poet Nikki Giovanni will speak at New Vision Baptist Church (1750 N. Thompson Lane). "Life In The Bottoms" is the final part of MTSU's 2012 local history series. The evening begins with a barbecue dinner at 5:30PM. Then at 6:30PM oral history reports from the field school will be presented. At 7:30PM Giovanni will present her talk, “Something called progress killed my grandmother: Urban Renewal and African American Neighborhoods.” Tickets are $25 and available at the Bradley Academy Museum and Cultural Center. Phone 615-867-2633. READ MORE »

Phone "811" Before You Dig
Reminder, before you dig--phone 811. With one phone call to 811, someone will come to your property and mark all burried phone lines, cables, pipes at NO CHARGE. Please allow 2-3 business days. READ MORE »

Primary Care & Hope Clinic SPONSORSHIPS

The Primary Care & Hope Clinic serve the healthcare needs of uninsured and under-served persons in our community. During this organization's 20th annversary year, there are two upcoming major events in which sponsorships are available.
Sat. (June 16, 2012) 6PM 20th Anniversary Luau at the Stones River Country Club.
Sat. (Aug. 25, 2012) 4-8PM Taste of Stones River at the Avenue of Murfreesboro.
For more information, contact Bette McFarland (phone 615-893-3930, extension 207) or e-mail her at bette.mcfarland@hopeclnc.org

Ready Family Reunion (ENTIRE community welcome)
Sat. (Aug. 11, 2012) READY FAMILY REUNION at the Woodbury Senior Citizen Center. THE ENTIRE COMMUNITY IS INVITED. Activities will include a social on Friday night at the Cannon Inn. On Saturday there will be breakfast at the Readyville Mill, a family history exchange and the reunion that evening with live entertainment, all you can eat buffet, drawings and prizes. You and those interested (local non family residents are invited) can contact Larry Ready (10th generation from Richard Ready) at the address above or at ReadyFamily@webtv.net or phone at: 256-303-2380. READ MORE »

Red and Black Reunion
Fri. (May 25, 2012) 7PM "Red and Black Ball" with the Jimmy Church Band at the Embassy Suites. Alumni and friends of historic Bradley Academy come home to share memories and preserve local history with the weekend of "Red and Black" reunion activities. One of those includes a luncheon presentation on Saturday (May 26) of the musical "The Color Purple" at the Murfreesboro Center for the Arts. READ MORE »

Southern Girls of Rock'n Roll Camp
Mon-Sat (July 23-28, 2012) 8:30AM-5:30PM 10th Anniversary of YEAH's Southern Girls of Rock'n Roll Camp. This is a summer day camp for girls ages 10-17. It is held at MTSU's Wright Music Building. Camp tuition is $300 (scholarships are available along with monthly payment plans). For information or to register, go to their website: www.sgrrc.com READ MORE »

Don't Let Low Rates Sink Your Retirement Plans

By: Lee Colvin, Edward Jones Financial Advisor Published: August 29, 2011

Over the past few years, if you’ve taken out a mortgage or another consumer loan, you’ve probably welcomed the low interest rates you may have received. But as an investor, if you’ve kept any retirement savings in fixed-rate investment vehicles, you may have seen low rates in a less favorable light. And that’s why it may be time for you take a closer look at your financial strategy for working toward the retirement lifestyle you’ve envisioned.
Of course, you can always hope that interest rates will rise, and perhaps they will. As you may know, the Federal Reserve has kept interest rates at record lows in recent years to stimulate lending and thereby boost the economy. But rates can’t get much lower, and if inflation were to heat up, the Fed could reverse course by starting to raise rates.
However, if you’re going to do a good job of building financial assets for retirement, you really can’t afford to play “wait-and-see” with interest rates. Instead, consider the following moves:
• Rebalance your portfolio. No matter what your situation, it’s a good idea to periodically rebalance your investment portfolio to help ensure it still reflects your risk tolerance, time horizon and long-term goals. If you’re concerned about low rates harming your future investment income, you have more reason than ever to review your portfolio and make adjustments as needed, relative to your objectives. For example, if it seems that your portfolio has become “overweighted” in any one vehicle, you may need to change your investment mix, keeping in mind your individual risk tolerance.
• Redefine “retirement.” Retiring from one career doesn’t have to mean retiring from work altogether. If you decide to work part time, do some consulting or even open your own small business, you may be able to earn enough income to take some of the “pressure” off your investment portfolio in terms of providing you with the money you need to live on during retirement. Also, by working during your nominal retirement years, you may be able to delay taking Social Security until you’re a little older, when your monthly checks can be larger.
• Review your withdrawal strategy. During your retirement, the amount you choose to withdraw from your investments each year will depend on several factors, including the size of your portfolio and the amount of income it is providing. As you chart your retirement strategy, you’ll need to factor in a realistic withdrawal rate.
• Re-examine sources of investment income. You may want part of your retirement income to come from investments that offer protection of principal. If so, you don’t have to settle for the lowest-rate vehicles. By looking at the various alternatives and blending them with your overall portfolio, you may be able to boost your income without significantly increasing your investment risk.
In short, just because interest rates are low, you don’t have to lower your retirement expectations — as long as you plan ahead and explore your options.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.