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With the weather so nice, I hate the thought of Dad staying inside the house all day every day.  If he goes outside, I’m afraid he’ll fall, and I
With the weather so nice, I hate the thought of Dad staying inside the house all day every day. If he goes outside, I’m afraid he’ll fall, and I
You’re absolutely right.  The weather is great and so enjoyable but safety is always the top priority.  Every week, we work with many families throughout middle Tennessee in response to situations exactly like yours.  We come in a couple of hours every day or several days a week to provide some diversity, companionship and assistance to older adults who are homebound. 
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Mom and I used to have such a good relationship but we just don’t seem to see things the same way any more.  Why is that?
Mom and I used to have such a good relationship but we just don’t seem to see things the same way any more. Why is that?
Remember when you were younger and your Mom would say, “ Just wait till you have children!”?  When my children were young I felt such a strong bond with my Mom...
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Do you have any suggestions to help both of us get through our day?
Do you have any suggestions to help both of us get through our day?
I wish I had a definitive answer for you.  However, I can tell you that you’re not alone in your struggle; I talk every day with people who are asking the very same question...
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Can you help me understand why I should use a company like @Home Care?
Can you help me understand why I should use a company like @Home Care?
That is a great question and I am more than happy to define the advantages of working with a licensed, professional company.
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Question: Does Heritage South provide members a credit card?
Question: Does Heritage South provide members a credit card?
Members can apply for our Platinum VISA that has an annual percentage rate beginning at 8.99%. Credit scores and credit...
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How do I know my dad is being charged correctly by our caregiving service?
How do I know my dad is being charged correctly by our caregiving service?
I can certainly understand why this is worrisome.  While not all providers track caregiver scheduling the same way, I can certainly let you know how our company tracks billable time.
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Mom just seems to sit in a chair most of the day doing nothing.  This can’t be good for her. What can I do to help her be more active?
Mom just seems to sit in a chair most of the day doing nothing. This can’t be good for her. What can I do to help her be more active?
It’s hard to motivate another person to be active, regardless of age.  However, one of our staff members had a recent...
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Do I need life insurance if I’m a young single person?
Do I need life insurance if I’m a young single person?

One advantage of purchasing life insurance when you’re young and healthy includes likely being able to obtain low cost coverage.
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Question: I read that Social Security checks will soon have to be direct deposited. What about other government issued checks?
Question: I read that Social Security checks will soon have to be direct deposited. What about other government issued checks?

All non-tax payment government issued checks such as Social Security, Supplemental Security Income, Veterans Affairs, Railroad Retirement Board...
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How do I ensure that I don’t run out of money in retirement?
How do I ensure that I don’t run out of money in retirement?

The simple answer is to not draw more out than you are earning on your portfolio. However for most people, it is not so simple.
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My church has a lot of people who are either getting older or who are helping their aging parents.  We need ideas for dealing with this
My church has a lot of people who are either getting older or who are helping their aging parents. We need ideas for dealing with this

We’re often invited to speak to church and community groups about the issues associated with aging, and we partner with others in the...
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How can I check if my financial professional is legitimate?
How can I check if my financial professional is legitimate?

Go directly to www.finra.org (Financial Industry Regulatory Authority). This is the independent regulator for all securities firms doing business How can I check if my financial professional is legitimate?
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Question: HOW DO I KNOW IF I'M READY TO BUY A HOME?
Question: HOW DO I KNOW IF I'M READY TO BUY A HOME?

You can find out by asking yourself some questions:

-Do I have a steady source of income (usually a job)? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable?
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Should I consider investing in an annuity?
Should I consider investing in an annuity?

Annuities are financial products that generally provide a regular stream of income.  Some annuities pay a fixed amount of interest.
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How much should I be saving for retirement?
How much should I be saving for retirement?

The answer is easy – save as much as you can for retirement.  Most “experts” suggest that families save 10% to 15% of their income for retirement.
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When I invest what do I need to consider?
When I invest what do I need to consider?

Generally, investing involves three major questions - first, what are my objectives (retirement, specific...
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Will Heritage South provide a scholarship this year to a high school senior?
Will Heritage South provide a scholarship this year to a high school senior?

Yes. Each year Heritage South offers up to three scholarships of $500 each to high school seniors in the counties that we serve: Rutherford...
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I worry about mom and dad being home alone
I worry about mom and dad being home alone

That’s a great question to start 2012 with!  The term ADLs stands for Activities of Daily Living.
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What should my 2012 New Year’s financial checklist consist of?
What should my 2012 New Year’s financial checklist consist of?

The New Year is a great time to look at your financial affairs.  With new additions to the family, more income, and more liabilities; trusts, wills, and life...
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What Types of Home Loans are Available?
What Types of Home Loans are Available?

WHAT TYPES OF LOANS ARE AVAILABLE AND WHAT ARE THE ADVANTAGES OF EACH?
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Can I apply for an auto loan if I am not a credit union member?
Can I apply for an auto loan if I am not a credit union member?

Question: I’m not a member of your credit union, but I understand you have great auto loans. Can I apply?
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The Easiest Retirement Plan
The Easiest Retirement Plan

QUESTION: What is the easiest Retirement plan to set up for a small business?
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How Do I know Which Company is Best for My Loved One?
How Do I know Which Company is Best for My Loved One?

Question: There are so many different companies now providing services and assistance to people like my aging parents.   How do I know which companies are the best and what questions to ask?
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Does massage benefit arthritis sufferers?
Does massage benefit arthritis sufferers?

According to the Arthritis Foundation, massage can help with arthritis in two ways. First, it reduces muscle pain that is usually caused by spasms...
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