Savings & Checking

At Heritage South, we are here to help you achieve your financial dreams. We have savings products to fit any goal, from basic share savings to Christmas Club savings accounts to longer-term share certificates. When you save with your credit union, you can rest assured that your financial future is safe and secure. Your savings federally insured to at least $250,000 and backed by the full faith and credit of National Credit Union Administration, a U.S. Government Agency.

Compare our Accounts

Learn more about Savings and Checking accounts at Heritage South.

Savings Accounts

Our standard savings account (called a share account) is a great way to set aside money in savings. You can have multiple savings accounts to save for different goals, such as vacation savings, car savings, etc.

  • $5 minimum deposit
  • Quarterly dividends
  • Direct Deposit
  • Easily transfer money online, on our app, or in-person
Open an account now

Share Draft Checking Accounts

At Heritage South, We Help When Others Won't. That's why we offer a checking account without the annoyances found at some financial institutions.

  • No minimum deposits
  • No monthly maintenance fees
  • 30,000+ free ATMs nationwide
  • Mobile App with Mobile Deposit
  • Optional Overdraft Protection*
Open an account now

Rally Checking Accounts

Don't lose hope if you have struggled to manage a checking account in the past! Our Rally Checking Account is your second chance for a successful financial future.

  • Includes debit card
  • Overdraft protection may be available after 6 months
  • May convert to regular checking account after 1 year of satisfactory activity
  • Fees apply to this account
Learn more about Rally Checking Accounts

*Overdraft protection is an optional service that you may choose to add to your account. Fees apply to this service. Check our fee schedule for current fees.

Share Certificates, Money Market Accounts, and More

Regardless of your saving goal, Heritage South has a deposit product to meet your needs. Our Gold Share Money Market Accounts offer a better yield than regular savings accounts, as well as access to your funds when you need them. Share Certificates are a great vehicle for saving for longer term goals when you don’t need the funds in the interim. We also have accounts for seniors, Christmas Club accounts, and more. Learn more about all available deposit accounts at Heritage South.