Murfreesboro Police Sergeant Tim Higgins responded to a local title loan company who said "a customer refused to leave".

When Sergeant Higgins arrived, the woman had 12-hundred dollars to pay off her loan. She thought the interest rate was 11 per cent, but actually it was 133 per cent!

Sergeant Higgins talked to the loan manager, and he agreed to take the woman's money and return the title.

Murfreesboro Police Sergeant Tim Higgins was the woman's "knight in shining armor".